Payment Methods

[Yugi]

What payment methods do you use for shopping? Do you feel they are secure?

 

[Ginger]

I like to shop online and then I look for the option that can help me save and earn cashback and this makes me choose credit card or UPI, I don't like to pay through cash. Same applies to offline shopping too.

 

[Firefly]

I prefer Paypal. So I only shop online from sites that accept Paypal as a form of payment.

 

[bestwriter]

I use my debit card if I am shopping other than at Amazon.in At Amazon.in I have an Amazon Pay account and I find it safe.

 

[Hulk]

There's a buy now pay later service I often use for shops called Afterpay. It allows me to pay at some shops in full but I then pay Afterpay four fortnights so 25% of the whole order is paid in four lots. It's good when I want expensive things.

 

[Ginger]

I cannot pay through PayPal but if I really like to pay via it then I can add my credit card to Paypal and pay with it but I am fine paying directly with my card

 

[Ginger]

There's a buy now pay later service I often use for shops called Afterpay. It allows me to pay at some shops in full but I then pay Afterpay four fortnights so 25% of the whole order is paid in four lots. It's good when I want expensive things.

I have seen this available here too but I am yet to try it, I feel I can do that with a credit card too and can easily pay in EMIs but I am preferring to not opt for it as I don't like to pay fees/ interest.

 

[Hulk]

I have seen this available here too but I am yet to try it, I feel I can do that with a credit card too and can easily pay in EMIs but I am preferring to not opt for it as I don't like to pay fees/ interest.

Afterpay has no interest and only fees are late fees if you miss payments

 

[Ginger]

Afterpay has no interest and only fees are late fees if you miss payments

That's good then, so you mean, you can pay in easy 4 installments and don't have to pay even a penny extra?

 

[Hulk]

That's good then, so you mean, you can pay in easy 4 installments and don't have to pay even a penny extra?

Exactly. That's how it's done in New Zealand and Australia but I assume it's the same everywhere.

 

[Ginger]

Exactly. That's how it's done in New Zealand and Australia but I assume it's the same everywhere.

I am yet to try any such option and already playing with different credit cards so I don't think I need this but I will see if I can utilize this when a need arises.